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Affordable insurance from a quality insurance agency

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Thank you for visiting our insurance agency.  We are a family owned and operated insurance agency located in Boca Raton, Florida.  Our agency was formed in the mid 1990’s in Boca Raton, FL as a general lines insurance agency focusing on workers compensation insurance, homeowners insurance, auto insurance, and life insurance products in Boca Raton, and South Florida.  Currently, we represent the largest variety of insurance companies in multiple states.  Our focus has not changed very much, but a big addition to our insurance agency is our unique medical malpractice insurance products. Please explore our site, give us a call if you have a question, and contact us by phone or e-mail if you would like us to quote your insurance.

All the best!

The Grokhowsky Family

Professional Liability, Malpractice Insurance and General Liability Insurance Explained

The year is 2017 and your practice has been running pretty smoothly. But every once in a while there's an “uh, oh”. Y'know, some unfortunate mishap, mistake or accident. Don't trip. The first thing you need to do is snap out of robot mode. You're a human being, not a...
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State Admitted, Excess & Surplus Lines, or Association Plans

Differences Between State Admitted Insurance Policies, Excess & Surplus Lines Insurance Policies and Association Plans Okay, so they say laughter is the best medicine. But what if you're talking about your insurance coverage?  Come on now, we all know that...
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Most standard homeowner insurance policies do not cover flooding.  This is a large gap in coverage that everybody should be aware of.  Whether you live in a single family home, townhouse, or condominium this is a risk that can affect you regardless of the flood zone...
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There is a fascinating article in the Economist, titled "The kids are alright," cites Don Tapscott, the man who has overseen a $4.5 Million study regarding the evolutionary changes taking place among our youth whom he names the "Net Generation."  He argues that the...
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Recently I have been getting a lot of questions about the difference between two insurance situations: personal malpractice insurance versus group malpractice insurance.  To make things easy both policies that we write cover the practitioner for the same perils (i.e....
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Our agency writes a lot of home insurance business throughout the state of Florida.  And although Florida has many of its own issues when it comes to insurance, the problems multiply when you invest in an older home.  Collectively our agents have seen most major...
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Business Insurance

Business Insurance

Business insurance is a financial tool used to protect your business’ financial interests in the event of property damage or a liability claim.  It can also be used to protect officers and shareholders in the event of a death or disability.  Business insurance can come in cookie cutter business owner policies, or it can be tailored in excess & surplus lines markets.  Regardless of your business structure, we have all of the necessary tools to protect your business’ financial risk.  Give us a call anytime to discuss your business insurance plan.

Homeowners Insurance

Homeowners Insurance

Homeowners insurance is a financial tool that is used to protect a property from both property damage and liability claims.  Property damage by fire, windstorm, water damage, and more is covered by a homeowners insurance policy.  Also, liability for slip and fall or unforeseeable injuries to others is covered in a homeowners insurance policy.  Florida’s homeowners insurance market is unusual compared with the rest of the country, and it is important to have an insurance agency that understands it.  We understand Florida’s homeowners insurance marketplace, and we have access to all of the Florida insurance companies.

Life Insurance

Life Insurance

Life insurance is a financial tool that is used to protect individuals and businesses from the untimely death of a key person.  This would either be a primary bread-winner for a family, or for a key employee that a company depends on.  Life insurance comes in a large variety shapes, sizes, and styles.  The primary two types, however, are permanent life insurance and term life insurance.  We have many different options when it comes to life insurance, and we are always happy to assist with any questions you might have about it.

Malpractice Insurance

Malpractice Insurance

Malpractice insurance is a specific form of professional liability insurance for healthcare professionals.  Malpractice insurance has become a large issue throughout the United States for many healthcare practitioners.  This is because malpractice insurance premiums have steadily been increasing with a large influx of malpractice lawsuits.  Because of the increased premiums, more malpractice insurance policies are reducing coverage, or they are purchased from association plans.  We can help to navigate this tricky terrain, and recommend the better options for malpractice insurance.

Business Insurance Quotes

Affordable Business Insurance
  • Workers Compensation
  • Liability Insurance
  • Property Insurance
  • Business Life Insurance

Homeowners Insurance Quotes

Quality Home Insurance
  • Primary house Insurance
  • Secondary house Insurance
  • Condo Insurance
  • Landlord Insurance

Life Insurance Quotes

Low Cost Life Insurance
  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Annuities

Malpractice Insurance Quotes

The Best Malpractice Insurance
  • Physicians and Surgeons
  • Nurses and Nurse Practitioners
  • Acupuncturists
  • Dentists and Psychologists

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